Getting close to retirement?

Here are a few considerations! If you’ve been getting health-care insurance through an employer-sponsored plan, make sure you know your coverage options — and the cost — after you leave full-time work. Part-time work can affect your Social Security benefits if you start claiming them, depending on your age. You should evaluate the potential tax

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source https://insr4u.com/getting-close-to-retirement-here-are-a-few-considerations/

Does my income affect my monthly premiums for Medicare?

It can. If you are what Social Security considers a “higher-income beneficiary,” you pay more for Medicare Part B, the health-insurance portion of Medicare. (Most enrollees don’t pay for Medicare Part A, which covers hospitalization.) Medicare premiums are based on your modified adjusted gross income, or MAGI. That’s your total adjusted gross income plus tax-exempt interest, as

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source https://insr4u.com/does-my-income-affect-my-monthly-premiums-for-medicare/

Estate planning milestones for 2019

Whether you already have a will or have yet to begin creating one, it’s important to be proactive about estate planning by covering a few basics in writing. To get started, resolve to tackle the following tasks this year. Step 1: Assign a health care power of attorney.  Anyone can suddenly have an accident or

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The post Estate planning milestones for 2019 appeared first on Just Us Insurance.

source https://insr4u.com/estate-planning-milestones-for-2019/

Medicare Plans May Cover More Than You Think

3 Things Medicare May Pay For What is most surprising about Medicare in today’s world is that there are actually a number of underutilized benefits that come with this health insurance coverage. Senior care can be rather complex and include medications, procedures, hospital stays and therapies, just to name a few. Yet, many worry about

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source https://insr4u.com/medicare-plans-may-cover-more-than-you-think/

When is the best time to apply for Medicare?

Health insurance is critical throughout your life, but it’s more important than ever to have good coverage as you age. Gaps in coverage can lead to lack of medical treatment, which could impact your long-term health and well-being. However, at age 65, Americans become eligible for Medicare, a federal health insurance program that is separated

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source https://insr4u.com/when-is-the-best-time-to-apply-for-medicare/

Enrollment for Medicare Deadlines

  If you are not automatically enrolled in Medicare at age 65, you should be aware there are certain deadlines you’ll have to meet in order to enroll without paying a penalty. Original Medicare has two main parts. Part A provides hospital coverage and is available to everyone even if you’re still employed or have

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source https://insr4u.com/enrollment-for-medicare-deadlines/

Medicare Advantage plans offer Special Perks

Medicare Advantage Plans have added some attractive perks to keep you in good health and save you time. These include services such as transportation to and from doctor appointments and even free gym memberships. The health care landscape is changing in the United States. Instead of the “anything from the neck down” Medicare plans of

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source https://insr4u.com/medicare-advantage-plans-offer-special-perks/