1. Discounts When Eating Out If you don’t feel like cooking be sure to turn to these places for good senior dining deals. Keep in mind that deals may vary at participating locations and can change without notice. McDonald’s: discounts on coffee and beverages (55+) Wendy’s: get free coffee or other discounts depending on location
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Naming primary and contingent beneficiaries is an easy way to help ensure a smooth transfer of assets down the road. Assets with named beneficiaries skip probate, the court-supervised process of settling an estate’s debts and making distributions. This process can be cumbersome and puts private affairs in the public record, so many people plan to
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Here are a few considerations! If you’ve been getting health-care insurance through an employer-sponsored plan, make sure you know your coverage options — and the cost — after you leave full-time work. Part-time work can affect your Social Security benefits if you start claiming them, depending on your age. You should evaluate the potential tax
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It can. If you are what Social Security considers a “higher-income beneficiary,” you pay more for Medicare Part B, the health-insurance portion of Medicare. (Most enrollees don’t pay for Medicare Part A, which covers hospitalization.) Medicare premiums are based on your modified adjusted gross income, or MAGI. That’s your total adjusted gross income plus tax-exempt interest, as
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Whether you already have a will or have yet to begin creating one, it’s important to be proactive about estate planning by covering a few basics in writing. To get started, resolve to tackle the following tasks this year. Step 1: Assign a health care power of attorney. Anyone can suddenly have an accident or
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3 Things Medicare May Pay For What is most surprising about Medicare in today’s world is that there are actually a number of underutilized benefits that come with this health insurance coverage. Senior care can be rather complex and include medications, procedures, hospital stays and therapies, just to name a few. Yet, many worry about
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Health insurance is critical throughout your life, but it’s more important than ever to have good coverage as you age. Gaps in coverage can lead to lack of medical treatment, which could impact your long-term health and well-being. However, at age 65, Americans become eligible for Medicare, a federal health insurance program that is separated
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